Deposit Insurance Information

Ever wanted to know more about how your funds are insured? Have we got a page for you!

Here are the basics of your coverage. If you want to know more, just click on the links below.

Basic NCUA Share Insurance Coverage Limits

Single Ownership Accounts - $250,000 per owner
Joint Ownership Accounts - $250,000 per co-owner (must have equal rights to funds)
IRA and certain other retirement accounts - $250,000 per owner (Keogh accounts are insured separately from IRA accounts up to $250,000)
Trust Accounts (including Payable on Death accounts) - $250,000 per beneficiary (subject to specific limitations and requirements)

Additional Information

NCUA (The National Credit Union Administration) - The NCUA is the 'FDIC' of the credit union world.

NCUA E-SIC (The Electronic Share Insurance Calculator) -The Electronic Share Insurance Calculator (E-SIC) bases the computations for coverage on the rules in effect as of October 3, 2008. If any subsequent statutory or regulatory changes should occur, NCUA will update the calculator as quickly as possible. The release date for this version of the E-SIC is October 16, 2008.

NCUA "Your Insured Funds" Brochure (English) (Spanish)

NCUA "How Your Accounts Are Federally Insured" Brochure (English) (Spanish)

NCUA Share Insurance FAQ’s Questions and Answers