Business Loans

You're the backbone of our economy. Let us be the financial backbone for you.

We have a special place in our hearts for small, local, ambitious and independent.
We're behind you.

If you are a business owner in need of a commercial real estate loan or line of credit, we can help. Meritrust offers several types of Business Loans to help you grow.

Types of loans available

  • Business Real Estate Loans (including rental property) - Good for businesses wishing to acquire a new location or expand an existing building.
  • Line of Credit - Allows you to borrow, repay and borrow again, as cash flow allows. LOCs are usually used for businesses with seasonal cash flow trends.
  • Term Loans - Need to purchase equipment, inventory or vehicles for your business? Meritrust has a term loan financing package to help. A customized repayment plan can be developed to fit the needs and cash flow of your business.
  • Construction Loans to General Contractors
    • Custom homes
    • Model homes
    • Spec homes

Download the fillable loan application and return the completed form to any Meritrust branch.
Rates are based on the financial conditions of the business and set by the Director of Commercial Services.


SBA Loans

We can assist you and your business with U.S. Small Business Administration (SBA) guaranteed loans. They can be used for working capital, the purchase of machinery, equipment, land and real estate.

SBA programs offered:

  • SBA 7(a)
  • SBA 7(a) Express
  • SBA 7(a) Patriot Express
  • SBA 504
  • SBA Microloans

Become a Business Member

Download the Meritrust Business Account Checklist. You'll find out more about business membership at Meritrust, the documentation you'll need at the time of account opening and Meritrust's convenient products and services.