Not everyone has Web access on their phone so Meritrust has created an easy way to receive account balances and transaction history whenever you need it. We call it Text-Message Banking. To register, simply log into Online Banking and click the Mobile Banking & Alerts tab. Click on the Activate button to launch the quick and easy three step enrollment process. Then, whenever you crave access to your records, just text 454545 with your request. You’ll instantly receive your account information as a text message right to your phone.