Auto Loans

Auto Loans

Walk in. Drive away happy.

Find out why we're the area's leading auto lender.

Owning a set of wheels that you love is part of the American dream. Whether it's your first purchase, time for an upgrade or you're looking to save money with a refinance, Meritrust auto loans can make it happen. We can finance your loan up to 125% with very generous terms and competitive rates.*

Your Car-Buying Experience Matters to Meritrust

From the time you apply for your auto loan to the time you drive off the lot, and beyond, Meritrust is there every step of the way. At Meritrust, you're a member/owner, which means service and conveniences that make your car-buying experience a smooth process. Extended warranty, Guaranteed Auto Protection (GAP) Plus and credit life and credit disability payment protection are available for a low fee. These products provide you with peace of mind and protection for your loan in times of unexpected setbacks that may arise in the future.

We offer the convenience of free Online Banking, Mobile Banking and Mobile Apps for iPhone, iPad, Android and Kindle devices to make it easy to check your loan balances and make payments on your loan from your Meritrust savings or checking accounts. Text or email alerts offer peace of mind and remind you of loan payment due dates.

If at any time your financial situation changes, we provide you with the tools you need for continued confidence in your finances. As a member of Meritrust, you can schedule free financial counseling sessions with our certified financial counselors to help you develop a household budget or manage your current debt.

Apply today, road trip tomorrow.

You may apply online, by phone or at any of our branch locations. Get your dream car. The road is waiting!


  • Peace of mind. No hidden fees and no prepayment penalties.
  • Flexibility for your needs. You can be approved for a new or used vehicle. Flexible terms available.
  • Protection for the future. Extended warranty, GAP and credit life and credit disability payment protection available for a low fee.


*Loans are subject to credit qualifications and approval.