Meritrust Rewards

Buy the things you need. Get the rewards you want.

With Meritrust Rewards, your everyday purchases with your debit card can earn you rewards. By using your Meritrust debit card at the grocery store, pharmacy, restaurant or movie theater, or anywhere VISA is accepted, you can earn points redeemable for gift cards, travel, merchandise, electronics, and so much more.

It’s free. Meritrust Rewards is a free debit card rewards program designed to award you for using your Meritrust debit card.
Automatic enrollment. Members are automatically enrolled in the Meritrust Rewards program with their consumer checking account.*
Earn points when you shop. Earn 1 point for every $100 you spend when using your Meritrust debit card when making purchases.

How does it work?
Easy. Use your Meritrust debit card for purchases and earn points. Your points are totaled every three months. A certificate detailing your points will be sent to you in the mail. Simply login to, register your certificate and go shopping online!

To redeem your points, simply go to and register. You can also:

  • View balances and account information
  • Enter your point certificates
  • Shop the rewards catalog
  • Redeem your points
  • Add items to your own personal wish list for future redemption
  • Shop online and earn additional points
  • Re-gift your reward to someone else by having the gift shipped directly to their address
  • Track your shipping

Treat yourself to a reward. Use your Meritrust debit card today and earn points.

*Commercial checking and Smart checking are excluded from the Rewards program as well as other consumer checking accounts denoted as frozen or flagged due to legal issues.