Let your capital work for you

Meritrust's Treasury Services team can identify and connect your business to the technology that will simplify your processes and workflows.

ACH / Wire Payments*

Manage payables and streamline collections with the use of our ACH services

The Automated Clearing House, or ACH, is a way to move money without using paper checks, credit cards networks, or cash. Payments are faster than ever with the implementation of Same Day ACH.

There are multiple benefits to utilizing ACH.

  • Direct deposits. Employees no longer have to worry about depositing their check or paying hefty check-cashing fees. You save time and money on issuing checks.
  • Speed. ACH transactions are transmitted electronically, allowing for faster processing times. Your transactions, including direct deposits and direct payments, will process quickly with next and same day settlement.
  • Lower costs. ACH can be more cost-effective than accepting credit cards or checks.
  • Security. Reduces the number of individuals who have access to personal or financial information.
  • Convenience. No more check writing or paper invoices.

Conveniently send Domestic and International wire transfers through Business Online Banking

Wire transfers can be done quickly, efficiently, and securely using Meritrust's business online banking. You can process both domestic and international wires (fees may apply) with ease.

Domestic wires sent through business online banking will be sent the same business day if they are submitted by 3:00 PM CST. Otherwise, they will be sent the next business day. International wires submitted by 2:00 PM CST will be processed same day.

Check / ACH Positive Pay*

Stop check and ACH fraud in its tracks with this automated fraud detection tool

Check Positive Pay offers you complete control of your check disbursements by providing enhanced security and defenses against fraud. It works by matching specific check criteria of each check presented for payment against a list of checks previously authorized and issued by the company into the Positive Pay system.

ACH Positive Pay is an automated process that screens all incoming ACH transactions in an attempt to identify any unauthorized debit transactions. Any item that meets the criteria you establish will automatically post to your account. You will receive an email notification if an item does not meet your filter criteria. You will have the opportunity to review the transaction and make the final decision to pay or return.

Positive Pay is beneficial for any business wanting peace of mind and the added assurance.

  • Reduce disbursement risk.
  • No additional equipment to purchase.
  • Stop loss of funds.
  • Block unauthorized debits.
  • Save time and money!

Remote Deposit Capture*

Spend more time running your business and less time running to make deposits

Remote Deposit Capture (RDC) is a service that allows you to conveniently scan checks and transmit the scanned images for posting and clearing. All you'll need are an internet connection, a check scanner and a service provider - that's where we come in! Checks you receive at your business can be scanned to create a digital deposit.

  • Save time and expense.
  • No more deposit slips.
  • Secure transmission of data.
  • Check images available for all deposited items.

Merchant Services*

Reach your business growth goals with Clover merchant services

Many businesses are looking for ways to increase sales, deepen customer relationships and drive repeat business. Meritrust has partnered with Clover®, a global leader in payments processing, to provide a variety of business solutions that can be tailored to your business needs.

Learn more about Clover

Ready to get started?

Contact us today and we'll help you simplify your business operations.

*Fees may apply — see our fee schedule for more information.

Terms and conditions apply. Meritrust Credit Union is a contracted Reseller of the First Data (and/or Clover) Solutions. This web page or website is not an official page of First Data Corporation, Clover, its subsidiaries, or affiliated businesses. © 2020 First Data Corporation. All rights reserved. The Clover name, logo and related trademarks are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries. Enrollment in Point of Sale services is subject to approval.