Home Loans

Home Loans

Home sweet, simple, speedy, easy home.

On your path to homeownership, Meritrust is with you every step of the way.


Are you looking for a bigger backyard, space for grilling or a garage for multiple vehicles?

No matter why you're ready to move, Meritrust brings simplicity to the process. Our lending experts will sit down with you and match one of our flexible mortgage programs to fit your budget and needs, up to 100% of your home's value.

Throughout the process and beyond closing day, we'll help you navigate the home-buying process and you'll enjoy the peace of mind of in-house payments, processing and servicing.


  • Easy payment options. You can set up auto draft, pay online, or make a payment at any of our convenient branches.
  • Our portfolio program can be the perfect option when your situation is unique.
  • Building a new home? We offer long-term rate locks for new builds and for your peace of mind.

Ready to get moving? Apply online, visit your local Meritrust or give one of our local mortgage specialists a call today.



Mortgage Calculator

What will your new home cost? Plug in the numbers with our handy mortgage calculator.


Check Rates

Updated frequently and highly competitive with the market. Check out all the rates here.


Home Loan FAQs

Got questions? Let us demystify the the home loan process for you. We have the answers.