Home Loans

Home Loans

Home sweet, simple, speedy, easy home.

On your path to homeownership, Meritrust is with you every step of the way.

The Meritrust Home Loans difference.

If you're looking to purchase your first home or ready to make a move, Meritrust brings simplicity to the process. No runaround. No unnecessary delays. No surprises. Our mortgage loans are fast and easy, and we close on time. We're a partner in getting you and your family into home, sweet home.

We also know that not every home or budget is the same. Our lending experts will sit down with you and match one of our flexible mortgage programs to fit your budget and needs, and you can receive loan amounts up to 97% of your home's value. Jumbo and land/lot loans are also available with flexible terms.

Throughout the process and beyond closing day, you'll enjoy the peace of mind of in-house processing and servicing. This means you can pay your mortgage directly to Meritrust online, by mail or in person at a Meritrust branch. When reviewing loan requests, we look outside the box, often having options available that other lenders don’t. Meritrust’s flexible terms could meet your needs when your loan request is not “conventional”.


  • Easy payment options. You can set up auto draft, pay online, or make a payment at any of our convenient branches.
  • Our portfolio program can be the perfect option when your situation is unique.
  • Building a new home? We offer long-term rate locks for new builds and for your peace of mind.


Mortgage Calculator

What will your new home cost? Plug in the numbers with our handy mortgage calculator.


Check Rates

Updated frequently and highly competitive with the market. Check out all the rates here.


Home Loan FAQs

Got questions? Let us demystify the the home loan process for you. We have the answers.