Rewards Credit Card

What's next? We'll make it more rewarding.

Rewards Credit Card

Introducing Meritrust's Rewards Credit Card. Reap the rewards of life's next adventure.

Earn one point per dollar spent

Redeem your points for cash back deposited to your Meritrust savings account, statement credit or a gift card to major retailers and restaurants.

Easily view and redeem rewards through mobile or online banking

You can also quickly review your transactions, make your payments and view all your Meritrust accounts in one place - all at your fingertips.

Help is available when you need it

Get help with your points or redeem your rewards 24/7 by phone at 888.264.9672.

BONUS rewards: For a limited time, spend $1,000 in the first 90 days of owning your new card and receive 10,000 bonus points (a cash value of $100).

Convenience is key

  • Rewards Credit Cards can be instantly issued at any Meritrust branch.
  • You have worldwide access to your Rewards Credit Card at any financial institution or ATM displaying the VISA® logo.
  • Use your Meritrust card for Apple Pay, Google Pay and Samsung Pay mobile wallets when on the go.

Let's talk fees

No annual fees. No minimum finance charge. No charge for balance transfers. See our current fee schedule for cash advance, over-the-limit and late fees.

The sky's the limit

You can receive a credit line between $500 and $30,000. What you can do with your Rewards Credit Card is limitless.

Ready to get your rewards?

Apply below and start putting some cash back in your pocket. You can also give us a call at 800.342.9278 or visit your local Meritrust.


Annual percentage rate is variable and is indexed to the WSJ Prime Rate plus 12.99%. The maximum annual percentage rate is 18.00%. Annual percentage rate can adjust without notice quarterly based on the WSJ Prime Rate. Cash advance fees are $8.00 or 3.00% of the amount of each cash advance, whichever is greater, with a maximum fee of $35.00. There are no fees for foreign transactions. Cash back rewards are available on qualified transactions only. See Rewards Credit Card Terms and Conditions for full program details. Subject to approval.

VISA® Application Disclosure