Savings

Explore our savings accounts.

Designed to help you reach your savings goals.

New!
 

Premium High-Yield Savings

Available only for Premium Perks Checking members, this account maximizes your savings while giving you flexible access to your funds.

  • Earn 4.00% APY*
  • No monthly maintenance fee
  • Minimum balance: $5,000

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OPEN AN ACCOUNT

 

Membership Savings

A Membership Savings Account represents your share in the ownership of the credit union.

  • $5 minimum balance
  • Dividends calculated on average daily balances of $100 or more
  • Dividends compounded and paid monthly

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OPEN AN ACCOUNT

 

Certificates of Deposits

Meritrust CDs are a convenient and safe way to set some money aside for a rainy day.

  • Just $500 to get started
  • Easy to reinvest interest
  • Plenty of maturity options

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OPEN AN ACCOUNT

 

Club Accounts

Saving money for the holidays or a vacation is easier with a Meritrust Club Account.

  • Start with $10
  • Deposit up to $10,000
  • Dividends paid monthly

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OPEN AN ACCOUNT

 

College & Careers

Membership Savings Accounts designed for individuals in the 18-25yo range.

  • $5 minimum balance
  • Monthly dividends
  • Hassle-free

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OPEN AN ACCOUNT

 

IRAs

Take control of your retirement funds with an IRA Savings Account.

  • $0 to $500 to establish
  • Traditional or Roth available
  • 3 to 60 month terms

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OPEN AN ACCOUNT

 

Money Markets

The advantages of checking with a higher dividend rate for higher balances. Start saving today.

  • Competitive rate
  • Liquidity
  • Instant access to funds

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OPEN AN ACCOUNT

 

Youth Accounts

Membership Savings Accounts designed for individuals age 0-18.

  • Start with $5
  • No monthly fee
  • Cool perks
  • Summer financial camps

Learn More

OPEN AN ACCOUNT

*You must have an open Premium Perks Checking Account in order to be eligible to open and maintain a Premium High Yield Savings Account. APY=Annual Percentage Yield. Rate is subject to change. Rate is accurate as of January 6, 2025. $5000.00 minimum balance to open and to earn the advertised APY. Fees could reduce earnings.