Savings
Explore our savings accounts.
Designed to help you reach your savings goals.
Premium High-Yield Savings
Available only for Premium Perks Checking members, this account maximizes your savings while giving you flexible access to your funds.
- Earn 4.00% APY*
- No monthly maintenance fee
- Minimum balance: $5,000
Membership Savings
A Membership Savings Account represents your share in the ownership of the credit union.
- $5 minimum balance
- Dividends calculated on average daily balances of $100 or more
- Dividends compounded and paid monthly
Certificates of Deposits
Meritrust CDs are a convenient and safe way to set some money aside for a rainy day.
- Just $500 to get started
- Easy to reinvest interest
- Plenty of maturity options
Club Accounts
Saving money for the holidays or a vacation is easier with a Meritrust Club Account.
- Start with $10
- Deposit up to $10,000
- Dividends paid monthly
College & Careers
Membership Savings Accounts designed for individuals in the 18-25yo range.
- $5 minimum balance
- Monthly dividends
- Hassle-free
IRAs
Take control of your retirement funds with an IRA Savings Account.
- $0 to $500 to establish
- Traditional or Roth available
- 3 to 60 month terms
Money Markets
The advantages of checking with a higher dividend rate for higher balances. Start saving today.
- Competitive rate
- Liquidity
- Instant access to funds
Youth Accounts
Membership Savings Accounts designed for individuals age 0-18.
- Start with $5
- No monthly fee
- Cool perks
- Summer financial camps
*You must have an open Premium Perks Checking Account in order to be eligible to open and maintain a Premium High Yield Savings Account. APY=Annual Percentage Yield. Rate is subject to change. Rate is accurate as of January 6, 2025. $5000.00 minimum balance to open and to earn the advertised APY. Fees could reduce earnings.
