Share Secured Credit Card

Here's a credit card that puts
you in total control.

Share Secured Credit Card

Meritrust's Share Secured VISA is a responsible credit card that helps you manage your finances while also building your credit. It syncs with your Membership Savings account, allowing you to borrow against your savings balance.

Come into a branch to apply today and, once you're approved, you will receive your credit card the same day.



  • Set your limit with the money you pledge into your savings account and borrow against it for the lifetime of the credit card
  • There's no annual fee
  • No minimum finance charge
  • No charge for balance transfers

Annual Percentage Rate is 14.92% APR. Cash advance fees are $8.00 or 3.00% of the amount of each cash advance, whichever is greater, with a maximum fee of $35.00. There are no fees for foreign transactions.