Certificates of Deposit

Certificates of Deposit

Kick back and watch your money grow.

Earn more for your money! For a limited time, earn 2.80% APY on our 13-month CD special*. Reach your financial goals with a secure, insured alternative to your piggy bank. Start earning 2.80% APY today!

*Offer is valid for new accounts opened with money that is not currently on deposit at Meritrust. APY subject to change at any time.


It's wise to invest in your future plans with certificates of deposit from Meritrust. Our CDs have flexible maturity terms so you can save or spend your money on your schedule. The longer the term, the higher the rate we pay. It's that simple.


  • Regular CDs require just $500 to get started
  • Interest is calculated monthly and can be reinvested, moved over to another account or paid directly to you
  • Plenty of options to work with your goals
  • CDs automatically renew at the current rate when they mature

Federally insured by NCUA. APY subject to change at any time. APY = Annual Percentage Yield. APY is accurate as of 12-11-2018. Early withdrawal penalties may apply. Fees could reduce earnings. Subject to approval.