Auto Loans

Be Financially Fearless with rates as low as 2.99% APR and terms up to 72 months.*

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Auto Loans at Meritrust

With an auto loan from Meritrust, you get more than just a great rate; you get a loan that's tailored to your budget and needs, so you can feel confident about your new vehicle purchase. And, for a limited time, take advantage of our 2.99% APR rate special with a term of 72 months.*

  • Choose a payment schedule that works for you: monthly, semi-monthly, biweekly
  • Competitive rates
  • Payment protection and GAP insurance available
  • Fast application available online, in branch or over the phone
  • Fast, local decisions and loan servicing


Dealer Partners

Did your weekend errands bring you to a dealership for your auto loan needs? Once you've found your dream car at the dealership, just let the financing representative know you want to finance with Meritrust Credit Union when you sit down to write up your sales contract.
Check out the dealers we're proud to partner with.

How to Apply for a Meritrust Auto Loan


At a branch.

You can get preapproved with Meritrust prior to shopping for your perfect vehicle. Apply with confidence. Shop with confidence.



You can start a fast, convenient online application for an auto loan that fits your needs. Preapproval has never been simpler.


By phone.

Want to get started or just need to ask a couple questions? Give us a call at 316.651.5177. We’re here to give you peace of mind and find the loan right for you.


At the dealership

You can apply for your Meritrust vehicle loan at any of our dealer partner locations when you make your purchase. Just let them know you’d like to finance with Meritrust when completing your contract.


Subject to approval. Terms may vary.

* Example: Assuming your Auto Loan qualifies for all available rate discounts on qualifying collateral that is 12 model years old or newer with less than 125,000 miles and all loan origination fees are paid at the time of loan closing, a $26,000 Auto Loan with a 72 month term, with the first payment due 45 days from the date of closing, would require 72 monthly payments of $396.99 at an APR of 3.12%. Final APR and monthly payment is determined based borrower(s) credit score, total amount financed and final loan terms. Financing loan origination fees will affect final loan APR and monthly payment. Vehicles outside of collateral guidelines are subject to final underwriter approval and may be subject to a higher APR. Subject to approval and credit worthiness of applicant(s).