Auto Loans

Auto Loans

Drive something new, rugged, strong, smart.

Because your vehicle is for so much more than driving.

Auto Loans at Meritrust

With an auto loan from Meritrust, you get more than just a great rate, you get a loan that's tailored to your budget and needs.

  • Choose a payment schedule that works for you: monthly, semi-monthly, biweekly
  • Competitive rates
  • Payment protection and GAP insurance available
  • Fast application available online, in branch or over the phone
  • Fast, local decisions and loan servicing


Dealer Partners

Did your weekend errands bring you to a dealership for your auto loan needs? Once you've found your dream car at the dealership, just let the financing representative know you want to finance with Meritrust Credit Union when you sit down to write up your sales contract.
Check out the dealers we're proud to partner with.


Enterprise Car Sales

Enterprise Car Sales offers no-haggle pricing on a large selection of quality, used vehicles, which makes it easier to shop online or at one of their car lots. You will be pleased with the friendly sales approach that puts your needs first.

All Enterprise Car Sales vehicles come with:

  • A rigorous certification process
  • 7 day/1,000 mile repurchase policy
  • 12 month/12,000 limited power train warranty
  • 12 month unlimited mileage roadside assistance



Carvana is a leading e-commerce platform that is simplifying car buying by enabling customers to buy online from the comfort of their homes. Through our partnership, Meritrust is committed to helping you save time and money during the car buying process, while also offering you exemplary service and convenience with Carvana and the new way to buy a car.

With Carvana and Meritrust, you can:

  • Certified inventory: low mileage, no accident history, 150-point inspection
  • Buy online with delivery or pickup options available
  • Save an average of $1,461 versus Kelley Blue Book
  • 7-day money back guarantee, 100-day warranty
  • Finance with ease through Meritrust

How to Apply for a Meritrust Auto Loan


At a branch.

You can get preapproved with Meritrust prior to shopping for your perfect vehicle. Apply with confidence. Shop with confidence.



You can start a fast, convenient online application for an auto loan that fits your needs. Preapproval has never been simpler.


By phone.

Want to get started or just need to ask a couple questions? Give us a call at 316.651.5177. We’re here to give you peace of mind and find the loan right for you.


At the dealership

You can apply for your Meritrust vehicle loan at any of our dealer partner locations when you make your purchase. Just let them know you’d like to finance with Meritrust when completing your contract.


Subject to approval. Terms may vary.