Home Loan Rates

Rates Effective: June 3rd, 2025. These rates, programs, terms and conditions are subject to change without notice. Meritrust Credit Union membership required.

30 Year Fixed
Rates APR Points Payments
6.625% 6.71% 0 $1,344.65
At the illustrated mortgage interest rate and APR, the monthly payment schedule would be:
  • 359 payments of $1,344.65
  • 1 payment of $1,347.87

20 Year Fixed
Rates APR Points Payments
6.000% 6.11% 0 $1504.51
At the illustrated mortgage interest rate and APR, the monthly payment schedule would be:
  • 239 payments of $1504.51
  • 1 payment of $1,502.22

15 Year Fixed
Rates APR Points Payments
6.000% 6.14% 0 $1,772.10
At the illustrated mortgage interest rate and APR, the monthly payment schedule would be:
  • 179 payments of $1,772.10
  • 1 payment of $1,771.96

10 Year Fixed
Rates APR Points Payments
6.000% 6.19% 0 $2,331.43
At the illustrated mortgage interest rate and APR, the monthly payment schedule would be:
  • 119 payments of $2,331.43
  • 1 payment of $2,331.53

Meritrust Dream 100% 20 Year*
Rates APR Points Payments
6.750% 6.87% 0 $1,596.76
At the illustrated mortgage interest rate and APR, the monthly payment schedule would be:
  • 239 payments of $1,596.76
  • 1 payment of $1,599.05

Meritrust Dream 100% 15 Year*
Rates APR Points Payments
6.750% 6.90% 0 $1,858.31
At the illustrated mortgage interest rate and APR, the monthly payment schedule would be:
  • 179 payments of $1,858.31
  • 1 payment of $1,858.36

Disclaimer: The information provided is for informational purposes only (and subject to change at any time) for the purchase of an owner-occupied single-family residence with a loan amount of $210,000 and valued at $350,000. The assumed credit score is 760 or above. Estimated monthly payments shown include principal and interest payment only. If an escrow account is required or requested, the actual monthly payment will be higher and will include amounts for real estate taxes and homeowner's insurance premiums. All final loan terms, including interest rate, will depend upon specific characteristics of the loan and the credit history through the time of closing.

*Meritrust Dream 100% loans assumes a 100% loan-to-value for primary single-family residence only.