Home Equity Loans

Home Equity Loans

Your home wants to buy you
something nice. So generous.

Rarely do life's needs have convenient timing. But timing is always good at Meritrust. Our Home Equity Loans are there for you when you need them, whether it's for fixing, building, expanding or just making some dreams a reality. What can your home's equity do for you?

Our Home Equity Loans have flexible terms and low fixed rates. You can use the funds for anything you want: home improvement, debt consolidation, vacation, college tuition – it's up to you. Whatever your needs, our Home Equity Loans will provide you the cash. You'll enjoy low rates, interest is usually tax-deductible* and your loan will stay with Meritrust.

  • Loan values up to 95% of the current market value of your home.
  • Loan amounts anywhere from $5,000 to $100,000.
  • Loan terms from five years to 10 years.**




Apply Online

To get the ball rolling without leaving the comfort of your home, apply for your Meritrust Home Equity Loan online! The process is quick and easy. Once we receive your application, a Home Equity Specialist will be in touch to help you through the entire process.



* Interest may be tax-deductible. Please consult your tax advisor regarding the deductibility of interest.
**Assuming a $25,000 loan, 80% Loan-to-Value (LTV) loan and an APR of 4.75% as of August 21, 2015, you would be required to make 120 monthly payments of approximately $263. Payments do not include taxes and insurance premiums.