Smart Checking

Smart Checking

Get a smart start to a better
credit rating with Smart Checking.

At Meritrust, everyone deserves a do-over, a chance to get it right.

Meritrust Debit Card

If you don't qualify for the Roam Free checking account or Green Account checking, don't fret, we have another great option: Smart Checking.

With Smart Checking, you'll enjoy the convenience and benefits of having a checking account-complete with checks, a VISA® debit card and free online banking, bill pay and mobile banking. Checking accounts are a great way to manage your money and Smart Checking is a great tool in taking steps towards sound money management.

Skip The Lines!



  • $10 monthly service fee
  • $25 account opening
  • Checks available for purchase



Direct Deposit

Get paid, presto! money appears in your checking or savings account. And you didn't even lift a finger.


Online Services

Check funds, pay bills, transfer money, even open an account, no matter where you are. Maybe not the moon.


Mobile Banking

Anywhere and anytime free access with our web-based mobile banking and Android/iOS apps.