Auto Loans

Rates as low as

2.49% APR

& 90 days

no payments

Red car


For a limited time, Meritrust will help you upgrade your ride with 90 days of no payments. And, to make things even easier on you and your budget, we offer rates as low as 2.49% APR. That means you'll get a great rate and you won't need to make your first payment until 2022. Our gift to you.

  • Choose a payment schedule that works for you: monthly, semi-monthly, biweekly
  • Competitive rates
  • Payment protection and GAP insurance available
  • Fast application available online, in branch or over the phone
  • Fast, local decisions and loan servicing


Dealer Partners

Did your weekend errands bring you to a dealership for your auto loan needs? Once you've found your dream car at the dealership, just let the financing representative know you want to finance with Meritrust Credit Union when you sit down to write up your sales contract.
Check out the dealers we're proud to partner with.

How to Apply for a Meritrust Auto Loan


At a branch

You can get preapproved with Meritrust prior to shopping for your perfect vehicle. Apply with confidence. Shop with confidence.



You can start a fast, convenient online application for an auto loan that fits your needs. Preapproval has never been simpler.


By phone

Want to get started or just need to ask a couple questions? Give us a call at 316.651.5177. We’re here to give you peace of mind and find the loan right for you.


At the dealership

You can apply for your Meritrust vehicle loan at any of our dealer partner locations when you make your purchase. Just let them know you’d like to finance with Meritrust when completing your contract.


Subject to approval and credit worthiness of applicant(s). Offer cannot be combined with any other offer and is not valid for auto loan refinances that are currently financed with Meritrust Credit Union.