make uncertainty easier

skip-a-pay from home

Take advantage of our Skip-A-Pay program.

Take advantage of Meritrust's Skip-A-Pay program and
give yourself a break from loan payments.*

Details

  • If you have monthly payments, you may skip one payment.
  • If you have bi-weekly payments, you may skip two payments.
  • The Skip-A-Pay fee(s) will deducted from the deposit account of your choice. Please ensure the current balance in your account will cover the amount of your skip-a-pay fee(s).

Sign up for Skip-A-Pay today

Log in to Meritrust's online banking and
click on the Skip-A-Pay tab.

Apply Online

Log in to Meritrust's mobile app,
tap on More, tap on Skip-A-Pay.

Mobile Banking

If you have been impacted by COVID-19 and are experiencing a financial hardship, contact Meritrust Special Accounts.

Call 316.651.5166, Option 1

* There is a $25.00 fee per loan for deferring your payments. If you are approved to defer your loan payment(s), no late fee will be levied. For loans with repayment schedules due monthly, one payment will be skipped. For bi-weekly repayment schedules, two payments will be skipped. For semi-monthly repayment schedules, two payments will be skipped. For weekly repayment schedules, four payments will be skipped. Your payment(s) will resume subsequent to the skipped payments on the next regularly scheduled payment date. Loan interest will continue to accrue and will be collected when payment(s) resume. Any loan payroll deduction received during this period will be deposited into your share account and will be available for withdrawal. Skip-a-Pay applications submitted to Meritrust in whole or in part that are illegible or incomplete may not be processed. If you have Credit Life and/or Disability, GAP Insurance or Warranties on any loan on which you are deferring any payments, your coverage may be adversely affected. To qualify you must; have made at least one payment on your loan(s), be current on your loan payments, Aand have a positive balance in all your Meritrust accounts, including your $5.00 minimum share balance. This offer is available on most closed-ended, consumer loans. This offer is not available on 1st Mortgages, Unsecured Lines of Credit (ULOC), Home Equity Lines of Credit (HELOC), Freedom Lines of Credit, Fixed Rate 2nd Mortgages, Commercial Loans and Credit Card Loans. Only one Skip-a-Pay is allowed per calendar year per loan. If you would like more information, a copy of this disclosure, or have questions, please contact us at: Meritrust Credit Union, PO Box 2926, Wichita, KS 67201-2926, or call 800-342-9278.
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the National Credit Union Administration, Office of Consumer Protection, 1775 Duke Street, Alexandria, VA 22314.